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Register now for our 15th Annual NACII Forum in Orlando, Florida on September 6-8th, 2017.
Click for more information on Sponsorship opportunities.


"Every mountain top is within reach if you just keep climbing"


NACII continually seeks opportunities to bring together representatives throughout our industry to share knowledge, disseminate research and regulatory information, and to provide members a forum setting for informed discussions of Critical Illness.




- 2002

, Established


The National Association for Critical Illness Insurance  (NACII) formed in 2002, continued to be the leading advocate for Critical Illness Insurance in the United States last year. For the last thirteen years, NACII has spearheaded programs designed to educate and disseminate information in an effort to synchronize development of insurer products, insurance department regulation and to enhance the publics and producers knowledge of the growing need for Critical Illness Insurance (CII).



  • To sponsor and promote practical skill-based education programs
  • To engage in active information dissemination and publishing activities to increase knowledge and understanding of critical illness
  • To serve as an active liaison to provide research and data analysis of critical illness and related subjects
  • To work in collaboration with organizations to develop an understanding of the need for critical illness coverage

The National Association for Critical Illness Insurance - NACII - was established to provide a forum for discussion on Critical Illness Insurance; to become a distribution source for information and education on Critical Illness Insurance; and, to serve as a distribution channel for establishing and promoting Critical Illness Insurance industry policy, industry education and industry position.






“To forge an active and effective alliance among stakeholders in the Critical Illness Arena. The Association's programs are designed to educate and disseminate information in an effort to synchronize development of insurer programs, insurance department regulation, and to enhance the public's and producer's knowledge of the growing need for Critical Illness insurance.”

Executive Committee / Officers and Board Members

Janet M. Buzil, President


VP - Marketing & Product Development

Sheila Matheson, Vice President


VP - CI Marketing

Daniel R. Pisetsky, Ph.D, VP - Public Relations



David J. Pavletich, Executive Director



Gary S. Harger, Treasurer


VP - Voluntary Products

Ken Smith, Past President, Board Member

Owner, Speaker, Author

Monica Francis, Secretary


Assistant VP - Risk Management

Board Members

Matthew Fleischman


Executive Director and Actuary

Katherine Johnsen Read, CLU, ChFC


Director - Group Voluntary and Worksite Benefits

Steve Rowley


Vice President

Kristie Lundy, FLMI


Director - Product Development and Marketing

Darrell D. Spell


Principal and Consulting Actuary

Tamra VanAllen


AVP - Pricing Actuary

Jeff Spain


VP - Sales

Rhonda Russell


2nd Vice President - Group Underwriting

NACII will work in collaboration with its member organizations to develop and implement applied research projects, educational tools and public policy to further the understanding of critical illnesses and the industry's ability to deliver practical, effective insurance programs to employees and individuals throughout the U.S. and Canada.

Become a member and be added to our mailing list.


NACII Becomes Interactive via LinkedIn


You now have the opportunity to ask and receive answers to your questions about Critical Illness Insurance via the social networking site, LinkedIn.  NACII has a Group that you can join.  To do so, go to, if you're not already a member you need to join.  Then join the NACII Group. This will allow you to interact with other like-minded CII professionals and ask CII related questions.


Free access is available by clicking here.  Then enter the Producer's Resource Center and follow the instructions.



NACII Thanks the Sponsors of the 2016 Critical Illness Insurance Forum

Aflac created to combine innovative strategic marketing with quality products and services at competitive prices to provide the best insurance value for consumers. Aflac developed a ground-breaking cancer expense policy. Additional policies to cover accidents, disability, dental work, specified health events, hospital confinement, hospital intensive care, and vision have since been added to Aflac's offerings. Aflac has been recognized by Ethisphere Magazine as a World's Most Ethical Company each year from 2007 to 2010, while Reputation Institute has named Aflac as the most reputable insurance company in the world in 2008 and 2009.  In January 2011, Aflac was named by FORTUNE to the Best Places to Work list for the 13th consecutive year.

Trustmark has more than a century of experience in voluntary benefits, providing employers with solutions that can help enhance their benefit packages and give employees the financial protection they're looking for. At Trustmark, we develop voluntary products solely focused on the consumer in effort to improve the well-being of our policyholders through better health and greater financial security. Trustmark’s new Critical LifeEventsSM product was named one of the Most Innovative Industry Products of 2015 by LifeHealthPro, as it was developed 100 percent from consumer feedback. In addition to providing critical illness insurance, Trustmark is also a leading provider of payroll-deducted accident, disability and universal life insurance. To learn more, visit us at

Colorado Bankers Life Insurance Company (CBL) Underwrites individual life, accident, and critical illness products, distributed primarily through payroll deduction, federal, postal and military allotments, state and local government payroll systems and individual bank draft billing.  Since it was founded in 1974, CBL has worked with thousands of American business owners to offer reliable payroll deduction programs that give employees a convenient and affordable way to protect themselves and their families – without cost or obligation to their employers.  CBL is currently licensed in 49 states (excluding New York), the District of Columbia, Puerto Rico and Guam.

MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers in over 60 countries. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia Pacific, Europe and the Middle East. For 140 years, MetLife has been insuring the lives of the people who depend on us.  Our success is based on our long history of social responsibility, strong leadership, sound investments, and innovative products and services.

RGA has long been acknowledged as a global leader in Critical Illness (CI) insurance, partnering with insurers worldwide to develop CI products – some first-in-market – that meet the evolving needs of clients and customers on six continents. RGA’s subject matter experts are actively involved in the CI industry – chairing experience committees, collaborating with industry peers on standardized definitions, and always plugged in to the latest medical advancements which can affect CI experience. As the only global reinsurance company to focus primarily on life and health-related solutions, RGA’s clients benefit from a wealth of knowledge and experience in individual and group life, living benefits and health, financial solutions, facultative underwriting and product development. RGA has been included in Forbes’ “50 Most Trustworthy Financial Companies” rankings, and was rated “Best Overall Life Reinsurer” in the 2015 Flaspöhler Survey™ for the sixth consecutive time. From its global headquarters in St. Louis, Missouri (U.S.) and operations in 26 countries, RGA serves clients in more than 80 markets around the world.

Chubb is the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.  Chubb’s insurance businesses in North America serve clients ranging from the largest multinationals, mid-size companies and small businesses to high net worth individuals, middle-income consumers and farmers.

Colonial Life & Accident Insurance Company is a market leader in providing financial protection benefits through the workplace, including disability, life, accident, dental, cancer, critical illness and hospital confinement indemnity insurance. The company’s benefit services and education, innovative enrollment technology and personal service support more than 80,000 businesses and organizations, representing more than 3 million of America’s workers and their families. For more information visit or connect with the company at, and

Gen Re, a leader in the Critical Illness insurance industry since the first CI policy was issue in South Aftrica in 1983, has worked with insurers to spread the message around the world, and today Gen Re reinsures CI products in more than 50 countries.  In the U.S. we have helped carriers both large and small develop sound products that meet the characteristic needs of their distribution.  With this experience, we help our clients understand the unique risk associated with Critical Illness insurance.  Whether it's individual, worksite, or group, Gen Re has the expertise to help you build and grow your Critical Illness business.  Having the strongest ratings of any reinsurer (A.M. Best A++, Standard & Poors AA+), Gen Re also has the financial wherewithal to stand behind our promises when catastrophe strikes.  A multiline reinsurer, Gen Re also covers Life and Disability, both individual and group, and Medicare Supplement reinsurance.

Optimum Re entered the US marketplace nearly 30 years ago, focused on the individual life insurance marketplace.  Optimum brought a significant Critical Illness expertise to this market and has been a major player in the US CI market for nearly 15 years.  Optimum Re brings to our clients a wealth of product experience and expertise in Critical Illness, providing "full service" consulting support throughout the product development process and beyond, when the product is in the marketplace.  We have clients in Individual, Worksite and Group (employee benefit) markets.

SureBridge understands the unique need your clients have for supplemental coverage and is committed to simplifying the insurance experience as much as possible for you and your clients.  Whether your client is an individual or a family, has a small business or is self-employed, SureBridge provides plans with the features they need.  If you want to add supplemental insurance products to your portfolio that are easy to sell and deliver real value and benefit options to your clients, SureBridge products underwritten by The Chesapeake Life Insurance Company are the right choice.

Unum is a leading provider of financial protection benefits through the workplace.  The disability insurance leader in the U.S. for 38 years, Unum's portfolio of financial protection products also includes critical illness, life and accident, which help protect millions of working people and their families in the event of an illness or injury.  In 2013, Unum paid $5.5 billion in benefits to nearly 492,000 individuals and their families.  Visit us at



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NACII continually seeks opportunities to bring together representatives throughout our industry to share knowledge, disseminate research and regulatory information, and to provide members a forum setting for informed discussions of Critical Illness.



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